Vencimento — An Autonomous Cash-Flow Agent for Small Businesses on Celo
Small shop owners in Brazil often struggle to balance supplier payments against unpredictable customer revenue. Bills don't arrive evenly, and one missed distributor payment can mean losing supplier trust or going an entire week without restocking.
Vencimento tackles this with an autonomous payment agent. It reads outstanding bills, checks available wBRL balances, protects a predefined cash reserve, and builds a payment plan ranked by urgency, priority, and due date.
The owner reviews and approves the plan once. From there, the agent executes the approved wBRL transfers on Celo, providing a verifiable receipt for every payment. No black box, no unexplained decisions — every recommendation comes with a reason.
Built on wBRL (Brazilian Real on Celo), with an ERC-8004 registered agent identity and Loops attribution attached to every transaction.
Already live on Celo mainnet, with three confirmed payments verifiable on Celoscan.
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