Meet: The AI Treasury Agent Automating Naira Payroll with Celo & Textile FX

Meet is a naira treasury agent for Nigerians and small businesses who earn in dollars but pay staff, suppliers and bills in naira.

Most people convert everything on payday, then the naira can slide before rent is due, and they pay the street spread or take P2P scam risk. Meet keeps your money in USD₮ in your own wallet until each bill is due. You set up a plan once (payroll, supplier invoices or bills), approve only the worst-case total, and sign one EIP-712 obligation per payment: the exact naira the payee gets, the most dollars you'll pay, the window and the payee.

Inside each payment's window, tested rules in code decide when to convert: a paid X + Reddit news check through buy can bring it forward on a reported naira shock; otherwise it converts 12 hours before the due date, or earlier if the rate beats the day-1 rate. The agent compares a firm Textile quote with Uniswap v3 on Celo, buys cNGN with its own float, and MeetSettlement.settle() takes the owner's USD₮ and delivers exactly the signed cNGN to the payee in one transaction, or reverts and moves nothing. Meet bears the inventory risk, not the user.

Proof on Celo mainnet: 3 test payments (1 Textile, 2 Uniswap) between our own wallets delivered ₦2,700. Every payment is logged with its venue, rate, transaction hashes, and how it compares with day 1 and the street rate. Fees left them slightly worse than day 1, and the ledger shows that. We also tried going one unit past a signed limit: the API and the contract both refused. A paid x402 rate feed lets other agents buy Meet's live rates.

Contract 0x666792B9eF14D6Ca9AAEee598784efcfD2840591 · ERC-8004 agentId 10044 · every agent-wallet tx tagged celo_8d6bd2780c7d · App https://usemeet.website · Ledger https://usemeet.website/dashboard

Capped at $1.10 per payment.