Colchón

Colchón is an autonomous savings agent for Latin America, live on Celo mainnet.

Who it's for: workers, families and freelancers in Argentina, Brazil, Colombia and Mexico who earn in a local currency and save in dollars. Today they buy dollars by hand every month, at the wrong moment, paying spreads, and still keep too many pesos "just in case".

What it does: you choose a floor and a ceiling for your local balance (Ripio wARS, wBRL, wCOP or wMXN). Above the ceiling, the agent saves the excess in USD₮; below the floor, it sells just enough USD₮ to refill. It runs 24/7, gets firm quotes on Textile FX, checks every price against a public reference rate, and sends the result straight back to your wallet. You authorize a capped amount with one gasless EIP-2612 signature and can pause or revoke at any time; if a swap can't be done safely, you get a full refund. It never guesses with money: anything unexpected stops for review.

Built on Celo: Ripio wFIAT, Textile FX RFQ (pinned reactor, exact-amount approvals), an ERC-8004 identity (agent #10064), ERC-8021 attribution tags on every transaction, and gas paid in USDC (CIP-64), so users never pay gas. Every decision, including "do nothing", is explained in a public log.

Verified on mainnet: the first real conversion, 1.25 USD₮ → 2,071.88 wARS on 9 Nov 2026, with every agent transaction tagged.