Skip to main content
Loops House
ChambaPay — screenshot 1
ChambaPay — screenshot 2
ChambaPay — screenshot 3

ChambaPay

Event

Agents on Open Rails Hackathon

Team

1 member
  • GA

    gabedev

    Owner

Overview

ChambaPay ("Tu Money, Sin Borders") is an autonomous cross-border payroll, accounts payable, and local currency treasury platform built for Latin America on Celo Mainnet.

THE PROBLEM & WHO IT IS FOR: Across Latin America (Argentina, Brazil, Mexico, Colombia, Peru, and Chile), remote companies, design agencies, and software teams hold treasury in USD (USA₮, USDC, USDT) while paying salaries, contractors, and local suppliers in domestic currencies (ARS, BRL, MXN, COP, PEN, CLP). Traditional SWIFT wires and double-dollar conversions cost 4.5%–8% in hidden FX spreads, require manual invoice data entry across Spanish, Portuguese, and English, and take days to settle.

WHAT CHAMBAPAY DOES: ChambaPay replaces manual invoice processing and expensive remittance hops with an autonomous treasury vault (0x6268689797cA15256AF2ce922836cd69940FA024) that handles the entire invoice-to-local-bank payout lifecycle in seconds:

  1. AI Invoice & Payroll Autopilot: Operations teams or contractors drop any messy invoice, WhatsApp bill, or payroll instruction in Spanish, Portuguese, or English. ChambaPay autonomously provisions AI document extraction (Cencori maximo-atlas-1.3), verifies real-time Celo Mainnet state (Chainstack Archive RPC), and checks beneficiary history (SQD Network) via machine-to-machine micro-payments (@celo/buy over x402) with zero static API keys.

  2. Institutional RFQ FX Routing: Instead of routing through correspondent banks, ChambaPay quotes and executes permissionless orderbook swaps directly on Celo Mainnet via Textile FX (LimitOrderReactor + Permit2), saving up to 6.2% compared to traditional wire transfers across USD (USA₮, USDC, USDT), LatAm local currencies, and cNGN.

  3. Direct Local Currency Settlement & Bank Off-Ramps: Disburses funds natively in all six Ripio wFIAT local stablecoins on Celo Mainnet—wARS (Argentina), wBRL (Brazil), wMXN (Mexico), wCOP (Colombia), wPEN (Peru), and wCLP (Chile)—paired with 1-click local bank off-ramps (Mercado Pago, Pix, SPEI, PSE) via Ripio Ramp.

  4. Programmable x402 Treasury API & Cryptographic Audit Trail: Exposes a headless HTTP 402 settlement endpoint (/api/x402-execute) for ERP integrations—supporting gasless USA₮ (EIP-3009) and wARS/wBRL (Permit2) settlements through Celo's native x402 facilitator—while stamping every outbound transaction with a verifiable ERC-8021 cryptographic audit signature (celo_42cd0161c62d) and an on-chain ERC-8004 Agent Identity Certificate.

LIVE PRODUCTION & ON-CHAIN AUDIT PROOF (Celo Mainnet · 42220):