Cobra on NEAR

Cobra is a Telegram assistant that bills clients and chases payments for freelancers. You send a voice note like "bill Marta 350 euros for the logo, due in 15 days"; Workers AI transcribes and understands it and shows the invoice draft. One tap creates a payment link. The client opens it, picks any token on any chain (USDC/USDT on NEAR, Base, Arbitrum, Solana, Ethereum, Tron, BNB, or BTC, ETH, SOL, NEAR, ZEC, BCH, LTC, DOGE, XRP, TRX) and gets a deposit address with QR. NEAR Intents 1Click (EXACT_OUTPUT quotes) delivers exactly the invoiced amount as USDC to the freelancer's NEAR account and refunds any excess or failure to the client. EUR invoices use the live EURe rate. Cobra follows each deposit (KNOWN_DEPOSIT_TX, PROCESSING, SUCCESS, REFUNDED) and alerts the freelancer in Telegram once per event, with the NEAR transaction link. It also lists who owes you, writes polite reminders with AI that you forward with the link, warns once about overdue invoices, and has a Mini App dashboard with CSV export. Cobra never holds funds or keys: no wallet connection, no custody. Runs free on Cloudflare Workers, D1 and Workers AI. 16 tests. Built on Cobra (MIT, Oct 2026), with the whole NEAR payment layer written for this hackathon.